The UK has seen several prominent launches in the past year or two. The likes of Atom, Monzo, Revolut, and Starling have been attracting much attention for their mobile-first, branchless approach. What stood out for me when signing up for their accounts is how seamless the process is. They have foregone the Internet (that is just for providing information), instead, they are all about their apps. Install the app, add your personal details and away you go.