Digital Account Opening in the UK Part III - Key Differences Between Incumbents and Challengers

Posted on 26th February 2018 at 21:15

Read the final instalment of my blog aimed at providing a realistic assessment of the digital bank account opening landscape in the UK. Having surveyed and benchmarked leading UK high street banks as well as their challenger bank counterparts, read about the key differences here.

Digital Account Opening in the UK Part II - The Rise of the Neo Bank: End-to-End Digital Service as a Competitive Advantage

Posted on 26th February 2018 at 21:04

The UK has seen several prominent launches in the past year or two. The likes of Atom, Monzo, Revolut, and Starling have been attracting much attention for their mobile-first, branchless approach. What stood out for me when signing up for their accounts is how seamless the process is. They have foregone the Internet (that is just for providing information), instead, they are all about their apps. Install the app, add your personal details and away you go.

Introducing P.A.ID Strategies

Posted on 2nd February 2018 at 11:51

I originally published this blog back in March 2016 as an introduction to P.A.ID Strategies & our services. Find out more about our focus, our solutions and the tools we can provide to help you address innovation & disruption.

Digital Account Opening in the UK Part I - Are Banks Responding to the Digital Challenge?

Posted on 2nd February 2018 at 09:57

There are a number of challenger banks in the UK looking to shake up the traditional status quo, dominated by the incumbents who have a wide range of accounts and financial services available across multiple channels. The question is, has anyone made the jump to 100% digital on-boarding?

Intel Looking to Move Smart Home Market Forward by Addressing Consumers’ Security and Privacy Concerns

Posted on 4th December 2017 at 09:40

Earlier this year Intel Security released the following press release regarding an international internet of things smart home survey that had been conducted. It was headlined “Intel Security International Internet of Things Smart Home Survey Shows Many Respondents Sharing Personal Data for Money”. This was followed with the sub-heading “75% of consumers expect smart homes to improve quality of life but 66% were still very concerned about cybersecurity”.

Smart Airports: New Technologies Set to Take Flight & Transform the Passenger Journey

Posted on 6th October 2017 at 12:26

Originally published on 18th July 2017

Why Google, Not Apple, is the Bigger eSIM Threat to MNOs

Posted on 6th October 2017 at 12:14

Orignally published on 24th February 2017

As we get closer to publishing our next report on eSIM I have been thinking about some of the issues and common assumptions that get made about eSIM. One that I find myself in opposition to is the comment that Apple will be the one to lead with eSIM for smartphones.

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